Classic Car Insurance at 17

[Topmark]

Thanks for all the advice, been really helpful, not just for classic insurance but insurance overall. The ridiculous prices I was getting, I thought I was the only one and I was doing something wrong, but clearly not! Lol.

A140 will have to do for now bais!

 

[m00k]

yeah grin and bear it, we all paid extortionate first time round...

1.4 8v 93 astra Si 3 dr £1700 tpft

build up ur no claims... dropped now to £330 2.6v6 vectra then 400 for the cav turbo and cali turbo on classic

just make sure and keep ur nose clean!!

 

[Artoir]

Do you start building a no claims bonus even as a named driver though?

Axa counted mine, was called "Named Driving Experience" or something but same discount rate

 

[Rover Repair]

If it cheers you up I payed £2400 for a 94 1.4 Escort third party, fire and theft when 18 without any NCB on my first policy on my own and epic post code of safety, that was ten years ago mate!

R plates should really be renamed "Shafted by the insurance company plates"!

 

[fordzy]

Good luck finding classic insurance, I've been trying to find it for under 25's and I'm 21, rang up the company and told them the car and they said 'no sorry that car is to powerful for you' even though I've been driving for 3 years now. Best of just paying the price that all other young drivers have to pay.

What insurence company was that with lee I'm in a similar boat 21 trying to get a classic Landrover insured

 

[warninglight]

I had a s3 Landy insured last year (as my only car and me aged 21 then) with Flux Direct for about £550. Footman James are supposed to be back in the market for younger drivers too, used to use them until they packed it in for a couple of years.

I'd try Flux, they were the cheapest I could find, though the customer service isn't great.

 

[Lee A]

What insurence company was that with lee I'm in a similar boat 21 trying to get a classic Landrover insured

Flip while back now but I think it was footman james from memory

 

[Andy044]

What insurence company was that with lee I'm in a similar boat 21 trying to get a classic Landrover insured

NFU ftw. Have my Series 3 insured with them for buttons. Parents are on it too

 

[fordzy]

Cheers lee ill give them a try, any Insurence company I've tried won't insure me due to age or any that will require the black box to be fitted... And stupid restrictions, and none will give agreed valuation even though I have an independent valuation certificate

 

[jayme]

Hi mate

you wont get classic insurance, you will have to-take out a normal policy

last year i insured my mini over the summer under my mums name and it cost me 1200 quid to insure it for the summer, which i didnt mind as i landed myself in a nice wee job

canceled it and headed of to uni and tried the insurance this year expecting the same.

im 700 quid fully comp with all mods declared on a mpi mini cooper.

you are just going to have to suck it up for a while longer, maybe try a 998cc mini but it will be slow.

 

[jayme]

Excuse me for my stupidity lol

Just been informed by a fellow rms'er o we fb

Face palm moment there

 

[Gemma]

NFU ftw. Have my Series 3 insured with them for buttons. Parents are on it too

Do you have to be In the farming industry to use these people....wanna see if I can get a classic car Insurance for the yellow barge as im paying high prices imo to insure it lol ive had one insurance policy under 1k and ive been driving since 2006 lol

 

[RoniN]

lol @Gemma , no you don't need to be in the farming/agricultural industry to use NFU !!

Cheers

 

[Gemma]

Lol I shal give them a ring...what sorta prices are people getting for goin classic? Like...I only want mine really for fire and theft cover...and about 1k miles or less

 

[RoniN]

I have a classic insured for £159 but it's not in the same class as your M3, so no help really.

Cheers

 

[Gemma]

If the Insurance company said 150 or 200 quid...I think id have a heart attack lol

 

[Andy044]

Do you have to be In the farming industry to use these people....wanna see if I can get a classic car Insurance for the yellow barge as im paying high prices imo to insure it lol ive had one insurance policy under 1k and ive been driving since 2006 lol

As said, it helps but you dont need to be in the farming industry to have a policy with the NFU, sure they have a branch in the centre of Lisburn too,
Limited milage will work wonders with getting the price down!

 

[Gemma]

I only need about 1k miles of mileagr if even

 

[Stu Beck]

Lol I shal give them a ring...what sorta prices are people getting for goin classic? Like...I only want mine really for fire and theft cover...and about 1k miles or less

In alot of cases fully comp is cheaper. Not sure why. Get a quote for both.

 

[Gemma]

not for me its not lol

 

[Andy044]

I only need about 1k miles of mileagr if even

Also one policy we had with the NFU offered laid up insurance, when we took the car off the road for the winter, they insured it as fire & only (so long as it was garaged) this reduced the policy to around £5 a month. Just a matter of adding the 3rd party status and its ready for the road again! Worth a try

 

[davey-dimples]

you will need a daily driver insured in your name anyhows, so u'd have 2 policies to pay for... it no loophole

take the hit and pay for 2-3 years on summat small engine wise keep your nose clean and things will start to open up for you!!!

Like the rest of us did lol

 

[Gemma]

I will try come september. ..... fingers crossed

Also one policy we had with the NFU offered laid up insurance, when we took the car off the road for the winter, they insured it as fire & only (so long as it was garaged) this reduced the policy to around £5 a month. Just a matter of adding the 3rd party status and its ready for the road again! Worth a try

 

[Stu Beck]

I only need about 1k miles of mileagr if even

If you drive it as little as this you would be better just getting daily insurance as you need it. Just looked it up, ye can also get monthly insurance.

 

[Gemma]

Aaaaaaaa sounds good!