RMS - Member Insurance Scheme

Discussion in 'Legal and Insurance' started by Tony@Greenlight, Jan 15, 2007.

  1. n/acivic RMS Regular

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    Member Since:
    Nov 15, 2006
    Location:
    magherafelt
    Drives:
    honda civic
    just paid up my insurance for the next year great quote, all mods declaired and it's less than i was paying for the ctr when it was standard. service from greenlight was also very fast and efficient.pat on the back for the boys who set up this scheme
  2. m00k RMS Regular

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    Member Since:
    Feb 12, 2003
    Location:
    Disney Land
    Drives:
    Vauxhalls
    are you able to cover a multi car option in any way?

    currently i have a lightly modified car to drive as a daily driver, but plan to bring summat a bit more performance orientated out on summer for show/occasional use?
  3. Tony@Greenlight RMS Trader

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    Member Since:
    Nov 23, 2006
    Location:
    Brentwood, Essex
    Drives:
    Audi TT
    Hi Mook,

    The scheme that we currently have in Northern Ireland doesn't permit multiple vehicles to be added and is targetted at the high performance/modified risk profiles.

    At this stage there is an NCB requirement which requires that 'actual' NCB is used upon the policy with us and there is not a facility for 'introductory or mirrored NCB'

    This would mean that your NCB would be best employed upon the higher performance/modified vehicle, with your sourcing cover on a mirrored NCB basis for the everyday or runaround vehicle (which is easier to Insure) with an everyday Insurer locally until we can source a facility to cover this.

    Pride and the care taken by people that own performance or modified cars is a factor to us, we are totally geared toward covering performance & modified cars.

    Kind regards

    Tony
  4. Tony@Greenlight RMS Trader

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    Member Since:
    Nov 23, 2006
    Location:
    Brentwood, Essex
    Drives:
    Audi TT
    Many thanks for that.

    Forums are a really good way of seeing exactly how we're doing and your kind comments are very much appreciated.

    Kind regards

    Tony


  5. jonny_w RMS Regular

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    Member Since:
    Oct 9, 2002
    Drives:
    Civic Type R
    Hi Tony i sent an email of 2 weeks ago but still havent got a reply
  6. Tony@Greenlight RMS Trader

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    Member Since:
    Nov 23, 2006
    Location:
    Brentwood, Essex
    Drives:
    Audi TT
    Morning Jonny,

    All e-mails are usually replied to either the day they are received or at the very latest the next morning. So if you dont receive a reply, please don't hesitate to PM or re-send with a read receipt.

    I have investigated but can't trace your e-mail, can you re-send it to me and i'll respond as soon as it's received.

    Many thanks

    Tony
  7. jonny_w RMS Regular

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    Member Since:
    Oct 9, 2002
    Drives:
    Civic Type R
    Sorted now Thanks again Tony and have to say Grennlight give me an excellent quote.

    Jonny
  8. eunos New Member

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    Member Since:
    Dec 5, 2006
    Location:
    castlederg
    damm competitive quote there tony 360 odd for the mx5 is at least 200 under anybody else... im nearly payin that for the 1.4 escort at the mo!!!!!!!!
    will def be changin when my current policy expires!!!
  9. wingnut New Member

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    Member Since:
    Jun 18, 2005
    Drives:
    S2 Coupe
    I'm not quite 21 yet but by the time I am hopefully this scheme is doing well and I can look forward to some reasonable quotes.
  10. Marc RMS Moderator

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    Member Since:
    Jul 2, 2002
    Location:
    N.Ireland
    just took out my new policy with Greenlight, the quote was nearly 1/2 the cost of my renewal would have been with Flux.

    Have heard nothing but good things about greenlight,so here's to another uneventful years motoring :)

    Thanks Tony!
  11. Ghost RMS Regular

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    Member Since:
    Apr 15, 2006
    Is there no way i can get insurance (18) years old lol

    i got a quote for an a3 1.6 sport, £3000 like waaaaaaaaaaaat
  12. B A Baracus RMS Regular

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    Member Since:
    Jun 2, 2004
    Location:
    Banterville Retirement Home
    Drives:
    Fergie TVO
    To anyone not yet tried Greenlight I would strongly advise you to do so. I just got an unbelievable quote from them (y)

    Tony what class is the cover offered, ie is it to and from a FIXED place of work or to various work places?
  13. Tony@Greenlight RMS Trader

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    Member Since:
    Nov 23, 2006
    Location:
    Brentwood, Essex
    Drives:
    Audi TT
    Hi Baracus,

    Use wise, our quotations are offered on the basis of commuting to a fixed place of work.

    This can be varied when contacting our office for further details, but our schemes are aimed at performance or modified (ie. cherished) vehicles as opposed to company cars for commercial travelling.

    Kind regards

    Tony
  14. zetec115 New Member

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    Member Since:
    Aug 24, 2006
    Location:
    Portadown
    Drives:
    ST200 Mondeo
    Hi Tony

    A while ago, I got a quote from Greenlight for my ST200 which was fantastic. The problem is that when I informed them I had a non disclosure they said they wouldn't cover me:'(

    Is this standard policy? It was in 2004 and I didn't inform my insurers at the time about bigger alloys and lowering springs. (if I thought it was going to be a problem I would have put the standard parts back on as they were sitting there)

    I have been insured since then with 3 different companies. All had no problem with the non disclosure and I'm currently with Endsleigh. Am I stuck with this for the rest of my time on the roads or does it wipe off the record at some stage. Would quite like to go to Greenlight(y)

    CHeers
    Kenny
  15. CJFR RMS Regular

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    Member Since:
    Feb 19, 2007
    Location:
    East Belfast
    Drives:
    Ibiza FR TDi PD150
    Got my quote back 2day. Near £500 cheaper than a quote i got on friday and almost £1200 cheaper than wot Endsleigh was quoting me.

    Def be going Greenlight when my insurance is up in June!!!!
  16. CJFR RMS Regular

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    Member Since:
    Feb 19, 2007
    Location:
    East Belfast
    Drives:
    Ibiza FR TDi PD150
    Just a wee question Tony. Im on Seatcupra.net too and i spotted that you's did a Remap scheme for free.

    Is this still the case??
  17. Tony@Greenlight RMS Trader

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    Member Since:
    Nov 23, 2006
    Location:
    Brentwood, Essex
    Drives:
    Audi TT
    Afternoon CJ,

    We are offering free cover for some remap's where vehicle models are performing extremely well for us.

    Simply mention that to our staff when calling to arrange cover and they will be able to check as to whether this applies to your model.

    Kind regards

    Tony
  18. CJFR RMS Regular

    Offline
    Member Since:
    Feb 19, 2007
    Location:
    East Belfast
    Drives:
    Ibiza FR TDi PD150
    Cheers Tony will do and keep up the good work. My quote still has me smiling!!!! (y)
  19. Tony@Greenlight RMS Trader

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    Member Since:
    Nov 23, 2006
    Location:
    Brentwood, Essex
    Drives:
    Audi TT
    Hi Kenny,

    Not having your full details to trace I will talk globally as to our stance.

    We do a decent job here, offer good cover in a plain english (ie. no hidden clauses/excesses) way and have very good technical knowledge in relation to performance cars along with their potential modifications.

    What is really quite annoying and has unfortunately been prolific from what we've seen so far is a higher proportion of non-disclosure from the province than anywhere else in the UK.

    When presenting risks to Underwriters, as your agent we need to capture the correct details first time - basically, declare everything and tell us the truth first time.

    Our underwriters will not deal with clients who are deemed to lack integrity and with risks being tracked by both entity and area it does show the source of business in a very poor light.

    Basically - DECLARE ALL and let us worry about sourcing cover, let us do our job.

    Non-disclosure is wholly unacceptable to both Greenlight and our Underwriters and We WILL NOT react well to non-disclosure, or fraudulent activity surrounding any dealings with us.

    One thing that I wish to make absolutely clear to you all is that YOU CAN DECLARE ALL MODIFICATIONS to us, we rate them sensibly and are competitive. We DO NOT treat modified car owners as 'boy racers', they are always regarded as good moral risks.

    Kind regards

    Tony



  20. Gee RMS Regular

    Offline
    Member Since:
    May 6, 2002
    Drives:
    S40 D3/Elise 111S
    Disappointing to hear about the non disclosure. I have to admit to being guilty of this tho it was 6 years ago and I honestly had no idea that it was necessary. Our underwriters covered us in the end thankfully but from then on I declared everything.

    Hurry up and cover S14's Tony ffs!!
  21. Blue JL Ibiza New Member

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    Member Since:
    Aug 11, 2002
    Location:
    Aldershot Surrey (formally Lisburn)
    Drives:
    Cupra R
    aint posted in a while, but this company is who im insurance with now im living in england, on my LCR, excellent insurance company, sorted out my claim not so long ago.

    i highly recommand them.

    stu k
  22. B A Baracus RMS Regular

    Offline
    Member Since:
    Jun 2, 2004
    Location:
    Banterville Retirement Home
    Drives:
    Fergie TVO
    I work on various sites and have no fixed place of employment
  23. Tony@Greenlight RMS Trader

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    Member Since:
    Nov 23, 2006
    Location:
    Brentwood, Essex
    Drives:
    Audi TT
    Hi Baracus,

    If you can PM me your actual name & postcode, along with any quote reference given i'd be happy to refer this to the Underwriter & respond to you.

    Kind regards

    Tony
  24. Tony@Greenlight RMS Trader

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    Member Since:
    Nov 23, 2006
    Location:
    Brentwood, Essex
    Drives:
    Audi TT

    Many thanks Stu,

    Glad to hear that we're doing a decent job for you.

    Kind regards

    Tony
  25. Johnski RMS Regular

    Offline
    Member Since:
    Dec 22, 2005
    Recently got insured through greenlight also...

    Highly recommend them....they were by far the best quote i could find, and i did try quite a few places.

    Also find them easy to deal with and anuy queries are answered very quickly!!

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